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Income Protection Cover

Should you suffer a disability or illness which prevents you from working then an income protection insurance policy will continue to pay you a monthly income until you are fit enough to return to work or you reach your desired retirement age.

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The importance of income protection cover
Should you find yourself unable to work due to a disability or illness could you keep up with your financial obligations?

Mortgage repayments, loan repayments, car finance, utility bills, grocery shopping will need to continue being paid even if your income has temporarily stopped.

Many employers offer a sick pay scheme but this generally only lasts up to 4 weeks and then you would need to rely on state benefits.

By covering yourself with an income protection cover policy you could avoid any potential financial difficulties should you be unable to work.
It will pay you a monthly income which is free from income tax and this income can be used to maintain your outgoings, leaving you time to concentrate on getting fit again.

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